RE-PAID

So, what’s the upside?

Captives are big business, for big business, and they make big money

Captives make money for everyone involved

90% of Fortune 500 businesses own single-parent captives

Their premiums now represent nearly 25% of the commercial insurance market.

Traditionally, these are a complex business, but one that makes money for everyone involved.

Mid-market captives made easy

But the costs and complexities of single-parent captives are too high for most mid-market businesses

Mid-market businesses simply lack the financial clout, and the critical mass of premium.

Cannot effectively access the reinsurance market to limit risk.

Fronting and collateral arrangements make mid-market captive ownership unviable.

 

Single parent

Group captive

What's needed

A-rated

Property

Casualty

Flexibility

Control

Low cost

Easy entry

Broker commission

So group captives have often been the only option

But group captives are a business that saves money, offering savings primarily via dividends.

However, they dictate risk management practice to clients, and they’re only for casualty coverages, not property.

And they offer clients no flexibility or control.